Owning a business – whether just starting out or established for many years – can be a fulfilling and rewarding experience. Business owners have unique responsibilities that non-business owners do not. For instance, your assets are subject to different risk if you own a business. You not only have to worry about your family if you are unable to work, you have to worry about your business, too.
Most successful business owners have already achieved many goals, but may feel great uncertainty about the future. We believe decisions about your life come before decisions about your money. Often, business and personal financial issues are intertwined and complex, but business owners are often too absorbed in their business to tend to their own financial needs, and they may also overlook key planning considerations that could help their business grow and prosper.
We offer independent and objective guidance to help business owners and their families get organized and gain control. Our process help you define your business and financial priorities, assess your opportunities and risks, provide recommendations and monitor your financial situation for potential changes.
Specifically, we can help you select, administer and manage your company retirement plan; determine appropriate insurance levels to protect you, your family and business; help coordinate the important issues business owners face, such as business continuation, estate planning and legacy planning; and of course help you manage your investments and retirement.
As a result of our process, we will help you feel confident about your future and in control. You will have clear goals, a plan designed to help attain them and a process in place to monitor your financial life.
We’re here to help you by providing:
- Investment guidance
- Risk evaluation
- Asset consolidation and management
- Goal-based retirement planning
- Retirement plans
- Profit sharing
- Simplified employee pension (SEP)
- Savings incentive match plan for employees (SIMPLE)
- Defined benefit plans
- Deferred compensation plan
- Coordination of estate and succession planning
- Disability and life insurance planning, including key person insurance
- College planning/529 plans